CategoryEquities First

Equities First Holdings Out Grows Australia

Equities First Holdings (Australia) is a company that provides securities loans to businesses and individuals. They base their loans on risk and how well the stock, bond or treasuries will perform. They are located in Australia where they have three offices in Sydney, Perth, and Melbourne. In Australia, Equities First Holdings is growing more and more each day and this has caused them to relocate one of their offices. Their new space is still in Melbourne but they have moved to a bigger building to accommodate the continuous growth of the company. One of the main goals behind this move is a make Equities First Holdings more accessible to their growing clientele and hopefully, bring in more clients. Since the company is growing rapidly, this new space is also there to help give more space to Equities First Holdings growing number of employees. Equities First Holdings believes this move will increase productivity with their company.

Contact Equities First Holdings:,-LLC-1  

Alternative Investment Solutions Offered by Equities First Holdings

Equities First Holdings is one company which figured out this problem, and came up with an innovative solution. The company has been allowing people to borrow money and use their stocks as leverage. The company has relocated offices in Australia to the heart of Melbourne. The move is meant to make the office more accessible to their associates and business partners. Mitchell Hopwood talked about the move, saying that the move would help the company expand and connect better with clients and staff. The offices are now located in Level 2, 287 Collins Street, Melbourne.

The people who would be most suitable for Equities services are clients who, for one reason or the other, are not in a position to access the normal loans. These could be people that have issues with getting the proper credit scores to enable them to borrow, people who do not have the loan collaterals banks demand or those who simply prefer these loans. The difference between this loan and the regular bank loan is that the loan to value ratio is slightly higher than in the case of the normal loan. The benefit that comes from the investment is that unlike the normal three-year bank loan term, where a lot of fluctuations can happen, the stock loan favors you as you start on the downside of the investment.

The other benefit that comes from getting the loans offered by Equities First Holdings is that you get to choose between the regular stock loan for business and the margin loan. The regular loan is easier to access than the margin loan because the margin loan has a series of pre-qualifications that one needs to meet beforehand for more info: click here.

The interest rate on the regular loans is between 3 and 4 percent. Most important is the fact that as long as you hold any of the stock trading in the major markets around the globe, it is possible to access Equities First Holdings Loans.

Stock-Based Loans by Equities First Holdings

Equities First Holdings, LLC has been involved in the business of supplying alternative financing solutions since 2002. The capital provided is given against publicly traded stocks, and is known as a stock-based loan in general terms. The stock-based loans can be used for any purpose since they are unrestricted. Equities First Holdings company carried out more than 700 transactions summing up to more than $1.4 billion since its incorporation. EFH has branches in nine countries among them being USA, Singapore, Hong Kong, Thailand, United Kingdom and Switzerland.

A Fast Growing Company

Recently the Australian branch relocated its offices to Melbourne in a bigger office space to accommodate more people. The new location is in the center of Melbourne, and will be readily available to more clients. Apart from Melbourne the company also has branches in Perth, Sydney, and Australia. EFH provides efficient lending solutions to businesses and individuals seeking non-purpose capital. The loans are usually straightforward and effective; they are also readily available to investors. This type of funding is cheap compared to other types of equities. Thus, it is becoming popular among investors due to its convenience.

Adequate Funding During Harsh Economic Conditions

The capital offered against publicly provided stocks is very effective during harsh economic conditions. The money provided by banks and other lending institutions is not effective during the harsh economic conditions; it is hard for investors to acquire capital during those times. EFH comes in handy to offer stock-based loans. This has made the company a famous a trusted financier by many investors. During harsh economic conditions, an investor only needs to have publicly provided stock to be used as collateral when acquiring a loan.

A Fast Form of Capital

EFH processes the loans very quickly; they have a non-purpose feature. The investor does not have to state the purpose of the loan to acquire a loan. Therefore, stock-based loans are forms of capital funding that every investor should consider.

Stock-Based Loans with Equities First Holding

Since the economic meltdown of the 2006-2006, many changes have been implemented in the financial industry. This changes, on the other hand, has had tremendous effects on the normal person. People, on the other hand, have come up with ways of adapting. The restriction of borrowing of funds by financial institutions and lending institutions have led people to turn to stock-based loans. Stock-based loans have become popular for those people that cannot qualify for the credit based loans or those people who need quick cash for their ventures. Banks have made it difficult to acquire loans by tightening loan qualifications and at the same time increasing interest rates. A company called Equity First Holding has decided to come to the rescue of these people by offering Stock-based loans which have several differences with margin-based loans.

Equity First Holding uses stocks as collateral for the loan and releases them upon the maturation of the transaction. Equity First Holding is based in Indianapolis, Indiana and was founded by Al Christy. His main aim when establishing this company was to offer higher loans to needy people at a lower interest rate. Over the years, the Equity First Holding has managed to conduct approximately six hundred and fifty transactions that are worth over $1.4 billion. Equity First Holding has subsidiaries in other parts of the Globe Such as London, Singapore, Australia and Hong Kong.

According to Equity First Holding, Stock-based loans are better compared to margin-based loans for several reasons. You can use stock-based loans for any particular purpose that pleases you. On the other hand, margin loans must be used for the purpose of which the money was borrowed for. Another difference between stock-based loan and margin loan is that one has a fixed interest rate while the other has an interest rate that varies.

This is unlike the past where unscrupulous lenders could refuse to return stocks upon the end of the transaction Equity First Holding is built on a code of integrity as well as a code of transparency. The company has a mission of offering the best services to their clients at a minimum risk and at the same time helping clients meet their financial targets.

Equities First Holdings Observes a Growing Trend of People Using Stock as Collateral to Get Loans

Equities First Holdings is a worldwide leader that leads in alternate shareholder financing options is experiencing an increase in stock-based and margin loans. This is majorly due to the banks and other institutions involved in the lending of money tightening their lending criteria. Equities First lending is fast becoming popular especially among borrowers who need capital fast or those who cannot qualify for substantial conventional loans. As much as there are other options available for such individuals, of late most banks have cut the lending options available for borrowers, increased their interest rates and tightened the loan qualifications.

These two types of loans are different in that a borrower ought to be pre-qualified for a margin loan and the money should be used in a specific way. The loan-to-value ratios range from 10% – 50% and the lending firm can liquidate a borrower’s collateral without any form of warning in a margin call. Stock-based loans have an interest rate of between 3-4%. Loan-to-value ratios from 50-75% and money can be used for various purposes. These loans are non-recourse therefore borrowers are able to walk away without obligations.
About Equities First Holdings, LLC

It was founded in 2002 and provides clients with capital against stock that is publicly traded and alternative financing way out to help them achieve their professional and personal goals. It provides capital against public exchanges shares all over the world. EFH has so far completed over 650 transactions worth over $1.4 billion. It is a global company that is present in nine countries and subsidiaries that are fully owned in London, Hong Kong, Singapore and Australia. They are denoted for example as Equities First (London) Limited.

The founder and CEO of EFH, Al Christy, Jr., view the stocks-collateralized loans as an innovative alternative for borrowers looking for working capital. The stock-based loans have a high loan-to-value ratio than the margin loans and are offered at a fixed interest rate. This provides certainty in the life of the transaction. Christy notes that in a loan term of three years, fluctuation in the market is inevitable but the stock-based loan will offer a hedge as the borrower risks their investment in a market that is downside.

For more information please contact by

© 2018 Greg Brownfield

Theme by Anders NorénUp ↑